The banking sector is now completely digital with the use of mobile app technology. Studies show that more than 30 percent of bank customers use online banking facilities to do their daily banking activities. A mobile banking app has further enhanced the convenience of the users by fulfilling all their banking requirements. They can do any banking activities such as opening a bank account, transferring funds, checking balance, and even investing money using a mobile app.
How to do all banking activities from one place?
The IDFC FIRST Bank mobile banking app integrates all banking features under one platform to help customers do all banking activities from one place. For this, the user needs to download and install the mobile bank app.
If you are a customer of the bank, download the IDFC FIRST Bank mobile banking app from the Play Store and install it on your mobile. You can log in using the customer ID and password that you get along with the welcome kit. Once you get access to the mobile banking app on your mobile, you can open a digital saving account online.
Open a digital bank account:
The banking apps like the IDFC FIRST Bank Mobile banking app offer the convenience of opening an online digital banking savings account. To open savings account, the customers need to furnish their name, email address, and mobile number. Then, they should provide details of the Aadhaar Card and PAN Card and fill in an application form. The customers should enter personal information such as annual income, occupational status, and any other related details.
The application is verified, and an executive from the bank will call you for personal verification. The customers need to upload scanned copies of the required documents. The bank takes a few hours to open an account. The saving account gives you several benefits and helps you do all baking tasks under one application. The customers can enjoy benefits such as
- Competitive interest on savings
- Get credit card facilities
- Download ‘smart’ statement
- Manage your spends
- Invest in MFs
- Open an FD
Some of the banking activities you can do using the IDFC FIRST Bank mobile app are:
Pay all your bills through IMPS, NEFT, RTGS, and UPI:
The customers can pay their utility bills, credit card bills, eCommerce purchases, and other bills using NEFT, IMPS, NEFT, RTGS, and UPI facilities. Apart from this, they can also transfer money to any bank account using mobile banking applications. The application further facilitates the customers to recharge their mobile, FasTag, and DTH instantly using the mobile app. They can also use a three-click payment method to pay for their credit cards.
Connect all your account under one platform:
Using the IDFC FIRST Bank Mobile Banking app, the customers can integrate all their accounts under one platform. They can check balances, get bank statements, transfer money, invest and make bill payments of any bank account they hold. You can also make a three-click payment method to pay with credit cards. This facility helps them streamline their expenses and know where their money goes. They can link all accounts and cheek the total balance they have.
The features offered by the IDFC FIRST Bank Mobile Banking app helps the customers to do all banking activities from one place.