If you’re a digital nomad, you know how costly it can be to get sick abroad. Even a simple doctor’s visit can set you back a lot of money. It’s also important to know that medical insurance for digital nomads covers COVID-19, a common virus. And while most plans won’t cover the cost of basic services like dental and vision care, some companies do. You can check with IMG Global to see if their digital nomad travel insurance plan will cover COVID-19, which is primary health insurance for nomads.
One of the best ways to decide whether or not you need insurance for digital nomads is to compare different policies and companies. Some travel insurance policies are more suitable for digital nomads than others, and you’ll need to research them thoroughly before choosing the best one for your needs. A digital nomad’s insurance plan should include coverage for any potential risky activities they may engage in while traveling, as they tend to have higher deductibles.
Aetna has been a world-class insurance provider for 50 years. They have offices in more than 15 countries and offer personalized plans for digital nomads. Their website lacks details about their plans, so be sure to call the customer service line to get more information about their policies. The IMG Group is another well-known name in the insurance industry. IMG Global is a leader in the industry and has been providing great insurance packages for over 30 years.
TCP Travel Insurance is a good option for digital nomads, as it covers the equipment used to capture their stories. However, it doesn’t cover expenses related to missed flights or medical bills. Some policies limit their coverage to $250,000 or less. And, if you’re working in an industry other than photography or video production, you’ll need a gadget insurance policy that covers that. In addition to protecting your laptop, some digital nomads even opt for travel insurance for their gadgets.
When choosing travel insurance for digital nomads, it’s crucial to know your limitations. While you’re working hard to get clients, you’re also excited about the biggest adventure of your life. You’ve packed your bag, booked your flight and are ready to embark on the most exciting journey of your life. But there’s always the fear that you’ll fall sick and have to return home to take care of your health.
SafetyWing Insura is another great option. It offers excellent customer service and covers many types of adventure activities. For instance, it covers the monetary value of your electronic gear. You can even purchase a bike insurance policy and get primary health care coverage. Both of these companies are great for digital nomads, and they even let you set up automatic payments for the premiums. The best part is that both companies offer comprehensive coverage in a variety of countries.
Considering travel insurance for digital nomads? It’s important to know what you’ll be doing while you’re traveling. The cost varies greatly depending on the duration of your trip, your pre-existing medical conditions, and the types of activities you’ll engage in. For example, a thirty-year-old who wants to travel to the U.S. during Christmas 2021 will spend $9672 for a 30-day trip.