Finance

The Different Kinds of Property Investments You Can Count On

Many decide to buy a property in the plant and see many advantages with this type of business. One is the possibility of planning the payment of the property over a longer period and, therefore, diluted in smaller installments. In addition, the discharge can be made in semiannual or annual installments, making it more flexible for the buyer.

Liquidity

Depending on the location of the property, its liquidity can be very good. In particular, if the region has:

  • a strong commercial network
  • several public transport lines
  • excellent infrastructure
  • luxury developments
  • attractions

What types of real estate investments are there?

With a positive economic scenario, it is normal for many to begin to migrate their financial investments to the real estate sector. However, it is essential to know the types of investments available and choose the one that best fits each investor profile. Let’s see what the alternatives are. Count on the overseas property investment in such cases.

Another advantage is customization. Once the investor can customize the project of the property with the construction company,this is a good strategy for building a house that fits the needs of a specific audience.

Used properties

Sales of used real estate also move the real estate sector financially. There are many interesting offers for this type of housing and, with a little research and attention; it is possible to make a good investment.

Usually, the buyer saves a good amount by purchasing a used residence instead of a new one. Sometimes, the difference between the conservation of both is almost imperceptible. The reason is that many houses are financed, but some are unable to pay even the first six monthly installments.

Hence, the house is returned to the builder or developer for refinancing. Although “new”, it no longer receives this rating and the price drop is considerable. In the used market, there are also exchanges, which are used by many investors.

In general, this type of investment consists of exchanging properties with the same value. However, negotiations are growing that allow owners to receive an amount equivalent to 50% or 60% with the exchanged property. This return is disregarded when the house has a high liquidity power, that is, it is easy to be resold.

Rental properties

Rent is still one of the preferred forms of income. After all, a well located property, for example, is unlikely to be empty and its rental price will be high and readjusted annually. Some investors pay the financing of the property, or part of it, with the monthly rent. So, while the equity profit pays off its debt, the owner can begin to set aside the money to buy the next property.

Financed properties

Although we are not in the best time to make aloan , this can be an interesting option for you who do not have a financial reserve and can use the Guarantee Fund for Time of Service (FGTS) to file.

Depending on the type of financing chosen, constant amortization system (SAC), increasing amortization system (SACRE) or the Price table, it will be easier to pay the installments.

There are investors who use an interesting strategy: after carefully evaluating the possibility of a property valuation in the short term, they make a loan. Hence, the residence is sold when its value goes up. With this amount, the financing debt is paid off  and the profit invested in a new home.