Before the COVID-19 pandemic hit, many people freely and constantly travelled from one country to another for pleasure, business, and other reasons. If you are one of those who travels overseas on a routine basis, you should never leave home without taking your international prepaid card with you.
When you use an international prepaid card, you will be sparing yourself from the risk and trouble of carrying wads of cash with you anywhere you go. This is a massive advantage for many travellers as they won’t have to deal with the hassle and stress of losing money while outside the country.
In addition, carrying money with you anywhere you go makes you vulnerable to both theft and loss. Losing money while outside the country will not only make your trip less fun, looking for other means to secure money can take up a lot of your valuable time. The good news? International prepaid cards are easy to carry and even easier to secure.
Top Reasons to Use an International Prepaid Card
If you have not been using an international prepaid card yet, it is something you should definitely consider. While international prepaid cards have been around for quite some time, many users have yet to enjoy the full benefits it has to offer. If you are considering using an international prepaid card, below are some of the benefits you will enjoy:
Many providers of international prepaid cards give users special coverage that is often offered by major debit and credit cards to their users. For example, international prepaid cards come with lost baggage coverage, lost liability card protection, counterfeit liability cover, and personal air accident cover, among others.
Once you deplete the balance of your international prepaid card while outside the country, you have the option to reload money onto your card at any time you want or deem convenient. What’s even more impressive is you also get to decide on the frequency of the loading—monthly, weekly, or even daily.
There are also several reloading options available at your disposal including mobile banking. You also have the option to load money through secure online portals if that is more convenient for you. By far, those are the two most preferred options although there are many others available.
As soon as money has been successfully loaded to your international prepaid card, you can use the card immediately for purchase transactions as well as ATM withdrawals. Another amazing benefit not many know about is having access to the best foreign currency exchange rates.
International prepaid cardholders have better control on their spending since any transactions they will do will be limited by the available balance on their international prepaid cards. In other words, if the balance is no longer sufficient to cover your transaction, it will be declined.
Also, in the event that you deplete all the balance that is available on your card, you won’t be able to use it for purchase transactions or ATM withdrawals for the time being. You would only be able to use it again once you have successfully loaded money on your international prepaid card.
Fortunately, loading money onto your card is as easy as can be. As soon as the money has been loaded, you can immediately resume using your card. Now that’s convenience and ease you can surely use, especially when traveling to a foreign country.
Also, if you want to save money on currency conversion rates, you can never go wrong with an international prepaid card. No wonder it has become one of the most loved plastic cards in just a short period of time.